:root{--navy:#071d36;--navy2:#0d345c;--ink:#10243c;--muted:#5e6d7f;--cream:#f6f1e8;--line:#d9dfe5;--white:#fff;--gold:#c89b48;--green:#14745b}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.62}.legal-top{background:var(--navy);color:#fff;padding:18px 24px}.legal-top .inner{max-width:980px;margin:auto;display:flex;justify-content:space-between;gap:20px;align-items:center}.legal-brand{display:flex;align-items:baseline;gap:10px;text-decoration:none;color:#fff}.legal-brand strong{font-family:Georgia,serif;font-size:25px}.legal-brand span{font-size:12px;letter-spacing:.16em}.legal-top nav{display:flex;gap:16px;flex-wrap:wrap}.legal-top nav a{color:#fff;text-decoration:none;font-size:13px}.legal-wrap{max-width:980px;margin:38px auto 70px;padding:0 20px}.legal-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:40px;box-shadow:0 18px 50px rgba(7,29,54,.06)}.eyebrow{font-size:12px;letter-spacing:.15em;font-weight:700;color:#8b6a2d}.legal-card h1{font-family:Georgia,serif;font-size:42px;line-height:1.08;margin:10px 0 10px}.lead{font-size:17px;color:var(--muted);max-width:760px}.legal-card h2{font-family:Georgia,serif;font-size:25px;margin-top:34px;padding-top:12px;border-top:1px solid var(--line)}.legal-card h3{font-size:17px;margin-top:24px}.legal-card ul,.legal-card ol{padding-left:22px}.legal-card li{margin:7px 0}.callout{padding:16px 18px;background:#eef7f3;border-left:4px solid var(--green);margin:22px 0}.warning{padding:16px 18px;background:#fff6df;border-left:4px solid var(--gold);margin:22px 0}.meta{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 20px;background:#f5f7f8;padding:18px;border-radius:12px}.meta div{display:grid;gap:2px}.meta small{color:var(--muted);text-transform:uppercase;font-size:10px;letter-spacing:.08em}.legal-links{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px;padding-top:20px;border-top:1px solid var(--line)}.legal-links a{color:var(--navy);font-weight:700}.legal-foot{max-width:980px;margin:auto;padding:0 20px 40px;color:var(--muted);font-size:13px}.legal-foot a{color:inherit}@media(max-width:700px){.legal-top .inner{align-items:flex-start;flex-direction:column}.legal-card{padding:25px 20px;border-radius:14px}.legal-card h1{font-size:34px}.meta{grid-template-columns:1fr}.legal-wrap{margin-top:22px}}